Bank Compliance
BSA/AML program management, regulatory exam preparation, and enterprise risk governance for banks and financial institutions navigating enforcement expectations.
Built for Banks Facing Real Regulatory Pressure
Community banks, regional institutions, and financial holding companies face the same regulatory expectations as the largest banks in the country. The OCC, FDIC, and Fed don’t adjust their exam standards based on asset size. We help banks close the gap between where their compliance program is and where regulators expect it to be.
Whether you’re preparing for an upcoming exam, building your BSA/AML program from the ground up, or responding to an MRA, Ethixera provides the institutional knowledge your team needs without the overhead of a Big 4 engagement.
What We Deliver
- BSA/AML program assessment and gap analysis
- BSA Officer support and co-sourced oversight
- Transaction monitoring tuning and SAR narrative review
- CDD/EDD policy development and customer risk rating
- Regulatory exam preparation and management reporting
- Board and management BSA training
- Independent compliance testing (2LOD/3LOD)
- OFAC/sanctions program review
What Brings Banks to Us
Exam Preparation
Your next safety & soundness or BSA/AML exam is approaching. We help you assess your current posture, identify gaps before examiners do, and prepare management reporting that demonstrates program maturity.
MRA / MRA+ Response
Received a Matter Requiring Attention or Matter Requiring Immediate Attention? We help you respond with structured corrective action plans, root cause analysis, and evidence packages that close findings efficiently.
Program Build-Out
New product lines, M&A integrations, or regulatory expectations have outpaced your compliance infrastructure. We build durable frameworks scaled to your risk profile.
Not Sure Where Your Program Stands?
We offer a focused BSA/AML program assessment that gives you a clear picture of where you stand — and what needs to change before your next exam.